Community Banking

The hidden jewel of value investing, community banking covers the latest developments in America’s consolidating financial sector.



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Melvin: Are Community Banks an Alternative Investment?

Are community banks alternative investments? That question requires a deeper understanding of liquidity, structure, and broader market correlation. Before we start, it’s worth noting that the Chartered Alternative Investment Analyst (CAIA) Association has a specific definition for alternative investments.

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Melvin: Are Community Banks an Alternative Investment?
October 15, 2019

Are community banks alternative investments? That question requires a deeper understanding of liquidity, structure, and broader market correlation. Before we start, it’s worth noting that the Chartered Alternative Investment Analyst…

Here’s What Negative Interest Rates Would Do to the Community Banking Industry
October 10, 2019

Negative interest rates have generated a lot of noise in Europe and Asia. What would happen if the Federal Reserve adopted negative interest rates? That was the subject of a…

Breakdown of “Community Banking in the 21st Century”
October 7, 2019

During last week’s Fed-sponsored conference, new data emerged from the Community Banking in the 21st Century survey. In the survey introduction, Bret Afdahl Chairman, Conference of State Bank Supervisors, wrote:…

Fed Governor Michelle Bowman Talks Community Banking
October 7, 2019

Fed Governor Michelle Bowman spoke at the opening of the” Community Banking in the 21st Century” 2019 Community Banking Research and Policy Conference sponsored by the Federal Reserve System this…

Independent Community Bankers of America Want the SAFE Act Passed
September 19, 2019

Community Banks Back Cannabis Financial Services Bill The Independent Community Bankers of America sent a letter to the leadership of the House and the Senate urging them to pass the…

FDIC Approves New Leverage Standards for Community Banks
September 19, 2019

“Here’s the Latest on the New Community Bank Leverage Standards New community bank leverage standards will reshape the industry. The FDIC approved a different measure of leverage for community banks…

Weekly Community Banking Recap – September 13, 2019
September 13, 2019

Trump Trade, Consumer Spending, and a Conversation with Cheryl Pate of Angel Oak Capital Advisors I am reasonably sure that this week marks the first time a sitting President has…

First Defiance Merger With United Community on Tap
September 9, 2019

Deal Serves Rust Belt Communities The First Defiance merger terms are now available. Financial Corp (FDEF)  and United Community Financial (UCFC) are set to merge. The two companies signed an…

BB&T and SunTrust Must Sell Assets to Appease Regulators
September 6, 2019

BB&T (BBT) and Suntrust (STI) have received shareholder approvals for their mega-merger. The next hurdle will require action by the regulators. To make the overseers happy with the deal, the new…

Bank M&A Watch: Elevation Buys Cache Bank and Trust
September 4, 2019

It’s the 13th deal this year between a credit union and a small bank Bank M&A is heating up, and credit unions are leading the way. This week, Elevations Credit…